Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,801$327,801$346,500
Remaining term (yrs)25.725.730.0
Secondary amount$0$37,949$0
Funding fee$1,639$1,639$0
Note rate5.300%5.300%7.320%
Blended rate5.300%5.982%7.560%
1st payment$1,943.57$1,943.57$2,380.21
2nd payment$0.00$375.54$0.00
Taxes / mo$238.67$238.67$238.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$2.50$2.50$2.50
Total monthly$2,334.73$2,710.27$2,840.68
Cash to close$57,199$19,250$38,500