Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,799$286,799$377,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$91,111$0
Funding fee$1,434$1,434$0
Note rate3.660%3.660%7.400%
Blended rate3.660%4.947%7.640%
1st payment$1,524.63$1,524.63$2,616.57
2nd payment$0.00$683.33$0.00
Taxes / mo$203.00$203.00$203.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$37.00$37.00$37.00
Total monthly$1,914.63$2,597.96$3,082.15
Cash to close$133,101$41,990$41,990