Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$194,908$193,410
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$975$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$1,293.93$1,328.59
2nd payment$0.00$0.00
Taxes / mo$179.08$179.08
Insurance / mo$150.00$150.00
MI / mo$0.00$38.68
HOA / mo$0.00$0.00
Total monthly$1,623.01$1,696.36
Cash to close$19,992$21,490