Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$206,505$206,505$227,700
Remaining term (yrs)25.125.130.0
Secondary amount$0$33,845$0
Funding fee$1,033$1,033$0
Note rate3.140%3.140%7.320%
Blended rate3.140%4.370%7.560%
1st payment$987.89$987.89$1,564.14
2nd payment$0.00$334.92$0.00
Taxes / mo$210.83$210.83$210.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.54
HOA / mo$0.00$0.00$0.00
Total monthly$1,348.73$1,683.65$1,970.51
Cash to close$46,495$12,650$25,300