Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$296,649$296,649$332,910
Remaining term (yrs)25.425.430.0
Secondary amount$0$36,261$0
Funding fee$1,483$1,483$0
Note rate3.920%3.920%7.320%
Blended rate3.920%4.473%7.560%
1st payment$1,531.92$1,531.92$2,286.86
2nd payment$0.00$271.96$0.00
Taxes / mo$308.25$308.25$308.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,990.17$2,262.13$2,811.69
Cash to close$73,251$36,990$36,990