Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,181$236,181$265,500
Remaining term (yrs)26.526.530.0
Secondary amount$0$29,319$0
Funding fee$1,181$1,181$0
Note rate6.420%6.420%7.400%
Blended rate6.420%6.705%7.640%
1st payment$1,543.44$1,543.44$1,838.27
2nd payment$0.00$219.89$0.00
Taxes / mo$227.58$227.58$227.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$20.00$20.00$20.00
Total monthly$1,941.02$2,160.92$2,288.95
Cash to close$58,819$29,500$29,500