Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$209,673$209,673$244,710
Remaining term (yrs)25.625.630.0
Secondary amount$0$35,037$0
Funding fee$1,048$1,048$0
Note rate5.000%5.000%7.320%
Blended rate5.000%5.573%7.560%
1st payment$1,207.85$1,207.85$1,680.99
2nd payment$0.00$262.78$0.00
Taxes / mo$226.58$226.58$226.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.94
HOA / mo$0.00$0.00$0.00
Total monthly$1,584.43$1,847.21$2,106.51
Cash to close$62,227$27,190$27,190