Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$183,953$197,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$920$0
Note rate5.890%7.320%
Blended rate5.890%7.560%
1st payment$1,151.64$1,353.94
2nd payment$0.00$0.00
Taxes / mo$182.50$182.50
Insurance / mo$150.00$150.00
MI / mo$0.00$39.42
HOA / mo$0.00$0.00
Total monthly$1,484.14$1,725.86
Cash to close$35,047$21,900