Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,153$128,153$225,000
Remaining term (yrs)14.914.930.0
Secondary amount$0$96,847$0
Funding fee$641$641$0
Note rate4.220%4.220%7.400%
Blended rate4.220%6.277%7.640%
1st payment$958.31$958.31$1,557.85
2nd payment$0.00$726.35$0.00
Taxes / mo$208.33$208.33$208.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.00
HOA / mo$86.00$86.00$86.00
Total monthly$1,402.65$2,129.00$2,047.19
Cash to close$121,847$25,000$25,000