Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,782$164,700
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$849$0
Note rate5.130%7.320%
Blended rate5.130%7.560%
1st payment$986.47$1,131.37
2nd payment$0.00$0.00
Taxes / mo$227.08$227.08
Insurance / mo$150.00$150.00
MI / mo$0.00$32.94
HOA / mo$0.00$0.00
Total monthly$1,363.55$1,541.40
Cash to close$13,218$18,300