Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$343,500$346,050
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$1,718$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$2,211.51$2,395.98
2nd payment$0.00$0.00
Taxes / mo$320.42$320.42
Insurance / mo$150.00$150.00
MI / mo$0.00$69.21
HOA / mo$16.67$16.67
Total monthly$2,698.60$2,952.28
Cash to close$41,000$38,450