Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,371$277,371$441,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$163,629$0
Funding fee$1,387$1,387$0
Note rate3.780%3.780%7.400%
Blended rate3.780%5.346%7.640%
1st payment$1,492.33$1,492.33$3,053.39
2nd payment$0.00$1,090.86$0.00
Taxes / mo$408.33$408.33$408.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,067.33$3,158.19$3,716.59
Cash to close$212,629$49,000$49,000