Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$39,191$39,191$315,000
Remaining term (yrs)14.914.930.0
Secondary amount$0$275,809$0
Funding fee$196$196$0
Note rate4.120%4.120%7.400%
Blended rate4.120%7.298%7.640%
1st payment$291.09$291.09$2,181.00
2nd payment$0.00$1,781.27$0.00
Taxes / mo$302.67$302.67$302.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$743.75$2,525.02$2,696.66
Cash to close$310,809$35,000$35,000