Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$15,935$15,935$373,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$357,565$0
Funding fee$80$80$0
Note rate7.440%7.440%7.320%
Blended rate7.440%7.737%7.560%
1st payment$116.48$116.48$2,565.69
2nd payment$0.00$2,309.28$0.00
Taxes / mo$345.83$345.83$345.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$612.31$2,921.59$3,136.22
Cash to close$399,065$41,500$41,500