Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$390,096$323,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,950$0
Note rate5.220%7.400%
Blended rate5.220%7.640%
1st payment$2,283.94$2,242.69
2nd payment$0.00$0.00
Taxes / mo$317.25$317.25
Insurance / mo$150.00$150.00
MI / mo$0.00$64.78
HOA / mo$75.00$75.00
Total monthly$2,826.19$2,849.72
Cash to close$0$35,990