Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$146,017$146,017$329,310
Remaining term (yrs)12.412.430.0
Secondary amount$0$183,293$0
Funding fee$730$730$0
Note rate5.030%5.030%7.400%
Blended rate5.030%6.683%7.640%
1st payment$1,307.06$1,307.06$2,280.08
2nd payment$0.00$1,221.95$0.00
Taxes / mo$304.92$304.92$304.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.86
HOA / mo$16.17$16.17$16.17
Total monthly$1,778.14$3,000.10$2,817.02
Cash to close$219,883$36,590$36,590