Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$147,969$157,500
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$740$0
Note rate6.130%7.320%
Blended rate6.130%7.560%
1st payment$942.30$1,081.92
2nd payment$0.00$0.00
Taxes / mo$145.83$145.83
Insurance / mo$150.00$150.00
MI / mo$0.00$31.50
HOA / mo$0.00$0.00
Total monthly$1,238.13$1,409.25
Cash to close$27,031$17,500