Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,684$314,991
Remaining term (yrs)29.830.0
Secondary amount$0$0
Funding fee$1,743$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$2,205.92$2,180.93
2nd payment$0.00$0.00
Taxes / mo$291.66$291.66
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$41.67$41.67
Total monthly$2,689.25$2,727.26
Cash to close$1,306$34,999