Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$123,850$123,850$449,100
Remaining term (yrs)12.412.430.0
Secondary amount$0$325,250$0
Funding fee$619$619$0
Note rate5.160%5.160%7.320%
Blended rate5.160%7.036%7.560%
1st payment$1,116.79$1,116.79$3,085.01
2nd payment$0.00$2,100.57$0.00
Taxes / mo$305.83$305.83$305.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$29.33$29.33$29.33
Total monthly$1,618.62$3,719.20$3,676.66
Cash to close$375,150$49,900$49,900