Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,056$327,056$349,191
Remaining term (yrs)25.725.730.0
Secondary amount$0$41,535$0
Funding fee$1,635$1,635$0
Note rate5.100%5.100%7.320%
Blended rate5.100%5.863%7.560%
1st payment$1,900.32$1,900.32$2,398.70
2nd payment$0.00$411.02$0.00
Taxes / mo$323.33$323.33$323.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.84
HOA / mo$0.00$0.00$0.00
Total monthly$2,373.65$2,784.67$2,941.86
Cash to close$60,934$19,400$38,799