Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,930$186,750
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$915$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$1,258.87$1,293.02
2nd payment$0.00$0.00
Taxes / mo$172.92$172.92
Insurance / mo$150.00$150.00
MI / mo$0.00$37.35
HOA / mo$0.00$0.00
Total monthly$1,581.79$1,653.29
Cash to close$24,570$20,750