Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,509$238,500
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$1,203$0
Note rate7.080%7.320%
Blended rate7.080%7.560%
1st payment$1,680.97$1,638.33
2nd payment$0.00$0.00
Taxes / mo$220.83$220.83
Insurance / mo$150.00$150.00
MI / mo$0.00$47.70
HOA / mo$100.00$100.00
Total monthly$2,151.80$2,156.86
Cash to close$24,491$26,500