Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$360,647$350,100
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,803$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,441.50$2,424.02
2nd payment$0.00$0.00
Taxes / mo$249.08$249.08
Insurance / mo$150.00$150.00
MI / mo$0.00$70.02
HOA / mo$7.42$7.42
Total monthly$2,848.00$2,900.55
Cash to close$28,353$38,900