Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$731,534$731,534$877,500
Remaining term (yrs)24.624.630.0
Secondary amount$0$145,966$0
Funding fee$3,658$3,658$0
Note rate2.900%2.900%7.320%
Blended rate2.900%3.748%7.560%
1st payment$3,454.71$3,454.71$6,027.82
2nd payment$0.00$973.11$0.00
Taxes / mo$395.33$395.33$395.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$175.50
HOA / mo$9.17$9.17$9.17
Total monthly$4,075.88$5,048.99$6,824.49
Cash to close$243,466$97,500$97,500