Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$358,608$341,999
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$1,793$0
Note rate6.840%7.400%
Blended rate6.840%7.640%
1st payment$2,390.12$2,367.93
2nd payment$0.00$0.00
Taxes / mo$326.75$326.75
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$84.00$84.00
Total monthly$2,950.87$2,997.08
Cash to close$21,391$38,000