Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$234,210$207,000
Remaining term (yrs)29.730.0
Secondary amount$0$0
Funding fee$1,171$0
Note rate6.230%7.400%
Blended rate6.230%7.640%
1st payment$1,441.78$1,433.23
2nd payment$0.00$0.00
Taxes / mo$191.67$191.67
Insurance / mo$150.00$150.00
MI / mo$0.00$41.40
HOA / mo$0.00$0.00
Total monthly$1,783.45$1,816.29
Cash to close$0$23,000