Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$109,215$109,215$625,500
Remaining term (yrs)18.518.530.0
Secondary amount$0$516,285$0
Funding fee$546$546$0
Note rate3.050%3.050%7.400%
Blended rate3.050%6.929%7.640%
1st payment$640.06$640.06$4,330.84
2nd payment$0.00$3,334.34$0.00
Taxes / mo$579.17$579.17$579.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,385.90$4,720.24$5,201.77
Cash to close$585,785$69,500$69,500