Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,516$269,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.670%7.320%
Blended rate5.520%7.560%
1st payment$1,503.34$1,854.09
2nd payment$0.00$0.00
Taxes / mo$323.42$323.42
Insurance / mo$150.00$150.00
MI / mo$206.04$53.98
HOA / mo$35.00$35.00
Total monthly$2,217.79$2,416.49
Cash to close$30,384$29,990