Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$384,858$359,100
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.270%7.320%
Blended rate6.820%7.560%
1st payment$2,393.08$2,466.77
2nd payment$0.00$0.00
Taxes / mo$274.83$274.83
Insurance / mo$150.00$150.00
MI / mo$177.76$71.82
HOA / mo$65.00$65.00
Total monthly$3,060.67$3,028.42
Cash to close$14,142$39,900