Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,659$283,500
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,523$0
Note rate6.010%7.320%
Blended rate6.010%7.560%
1st payment$1,837.76$1,947.45
2nd payment$0.00$0.00
Taxes / mo$262.50$262.50
Insurance / mo$150.00$150.00
MI / mo$0.00$56.70
HOA / mo$38.33$38.33
Total monthly$2,288.59$2,454.98
Cash to close$10,341$31,500