Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,298$292,410
Remaining term (yrs)29.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.460%7.320%
Blended rate7.010%7.560%
1st payment$1,990.08$2,008.65
2nd payment$0.00$0.00
Taxes / mo$32.75$32.75
Insurance / mo$150.00$150.00
MI / mo$144.91$58.48
HOA / mo$30.00$30.00
Total monthly$2,347.74$2,279.89
Cash to close$9,602$32,490