Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$109,810$109,810$378,000
Remaining term (yrs)37.937.930.0
Secondary amount$0$268,190$0
Funding fee$549$549$0
Note rate6.490%6.490%7.400%
Blended rate6.490%7.384%7.640%
1st payment$649.07$649.07$2,617.20
2nd payment$0.00$1,732.06$0.00
Taxes / mo$339.08$339.08$339.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.60
HOA / mo$265.00$265.00$265.00
Total monthly$1,403.15$3,135.21$3,446.88
Cash to close$310,190$42,000$42,000