Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$148,319$139,410
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.790%7.320%
Blended rate8.340%7.560%
1st payment$1,093.82$957.65
2nd payment$0.00$0.00
Taxes / mo$140.67$140.67
Insurance / mo$150.00$150.00
MI / mo$69.71$27.88
HOA / mo$0.00$0.00
Total monthly$1,454.20$1,276.20
Cash to close$6,581$15,490