Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$123,409$130,500
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$617$0
Note rate2.870%7.320%
Blended rate2.870%7.560%
1st payment$575.60$896.44
2nd payment$0.00$0.00
Taxes / mo$117.58$117.58
Insurance / mo$150.00$150.00
MI / mo$0.00$26.10
HOA / mo$0.00$0.00
Total monthly$843.18$1,190.13
Cash to close$21,591$14,500