Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,289$155,289$297,000
Remaining term (yrs)17.617.630.0
Secondary amount$0$141,711$0
Funding fee$776$776$0
Note rate4.210%4.210%7.400%
Blended rate4.210%6.018%7.640%
1st payment$1,036.29$1,036.29$2,056.37
2nd payment$0.00$944.74$0.00
Taxes / mo$275.00$275.00$275.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$149.58$149.58$149.58
Total monthly$1,610.87$2,555.61$2,690.35
Cash to close$174,711$33,000$33,000