Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,868$247,868$267,300
Remaining term (yrs)25.825.830.0
Secondary amount$0$34,282$0
Funding fee$1,239$1,239$0
Note rate5.780%5.780%7.320%
Blended rate5.780%6.521%7.560%
1st payment$1,539.29$1,539.29$1,836.17
2nd payment$0.00$339.25$0.00
Taxes / mo$274.00$274.00$274.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.46
HOA / mo$0.58$0.58$0.58
Total monthly$1,963.87$2,303.12$2,314.21
Cash to close$49,132$14,850$29,700