Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,748$180,000
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$899$0
Note rate6.710%7.400%
Blended rate6.710%7.640%
1st payment$1,203.87$1,246.28
2nd payment$0.00$0.00
Taxes / mo$178.08$178.08
Insurance / mo$150.00$150.00
MI / mo$0.00$36.00
HOA / mo$493.00$493.00
Total monthly$2,024.96$2,103.37
Cash to close$20,252$20,000