Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$231,325$231,325$282,600
Remaining term (yrs)25.425.430.0
Secondary amount$0$51,275$0
Funding fee$1,157$1,157$0
Note rate3.690%3.690%7.320%
Blended rate3.690%4.653%7.560%
1st payment$1,165.38$1,165.38$1,941.27
2nd payment$0.00$384.56$0.00
Taxes / mo$261.67$261.67$261.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.52
HOA / mo$108.58$108.58$108.58
Total monthly$1,685.63$2,070.19$2,518.03
Cash to close$82,675$31,400$31,400