Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$288,693$296,999
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,443$0
Note rate5.100%7.320%
Blended rate5.100%7.560%
1st payment$1,677.42$2,040.18
2nd payment$0.00$0.00
Taxes / mo$180.83$180.83
Insurance / mo$150.00$150.00
MI / mo$0.00$59.40
HOA / mo$7.33$7.33
Total monthly$2,015.58$2,437.74
Cash to close$41,306$33,000