Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$105,526$105,526$279,000
Remaining term (yrs)15.015.030.0
Secondary amount$0$173,474$0
Funding fee$528$528$0
Note rate4.090%4.090%7.400%
Blended rate4.090%6.521%7.640%
1st payment$779.08$779.08$1,931.74
2nd payment$0.00$1,156.49$0.00
Taxes / mo$258.33$258.33$258.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,187.41$2,343.90$2,395.87
Cash to close$204,474$31,000$31,000