Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,023$190,800
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$955$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$1,320.49$1,321.06
2nd payment$0.00$0.00
Taxes / mo$176.67$176.67
Insurance / mo$150.00$150.00
MI / mo$0.00$38.16
HOA / mo$0.00$0.00
Total monthly$1,647.15$1,685.89
Cash to close$20,977$21,200