Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,538$237,538$301,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$63,962$0
Funding fee$1,188$1,188$0
Note rate6.560%6.560%7.400%
Blended rate6.560%7.078%7.640%
1st payment$1,526.20$1,526.20$2,087.53
2nd payment$0.00$479.72$0.00
Taxes / mo$279.17$279.17$279.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,955.37$2,435.09$2,576.99
Cash to close$97,462$33,500$33,500