Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$210,056$210,056$278,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$68,854$0
Funding fee$1,050$1,050$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.376%7.640%
1st payment$976.43$976.43$1,931.12
2nd payment$0.00$516.41$0.00
Taxes / mo$258.25$258.25$258.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,384.68$1,901.09$2,395.15
Cash to close$99,844$30,990$30,990