Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$178,949$178,949$256,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$77,551$0
Funding fee$895$895$0
Note rate2.770%2.770%7.400%
Blended rate2.770%4.654%7.640%
1st payment$839.07$839.07$1,775.95
2nd payment$0.00$581.63$0.00
Taxes / mo$237.50$237.50$237.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,226.57$1,808.20$2,214.75
Cash to close$106,051$28,500$28,500