Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$399,970$380,700
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.490%7.320%
Blended rate7.040%7.560%
1st payment$2,585.29$2,615.14
2nd payment$0.00$0.00
Taxes / mo$325.17$325.17
Insurance / mo$150.00$150.00
MI / mo$187.66$76.14
HOA / mo$140.00$140.00
Total monthly$3,388.12$3,306.45
Cash to close$23,030$42,300