Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$124,530$124,530$377,910
Remaining term (yrs)13.013.030.0
Secondary amount$0$253,380$0
Funding fee$623$623$0
Note rate4.940%4.940%7.320%
Blended rate4.940%6.824%7.560%
1st payment$1,073.65$1,073.65$2,595.98
2nd payment$0.00$1,636.41$0.00
Taxes / mo$293.25$293.25$293.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$225.00$225.00$225.00
Total monthly$1,741.90$3,378.31$3,339.81
Cash to close$295,370$41,990$41,990