Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,570$391,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,058$0
Note rate7.100%7.320%
Blended rate7.100%7.560%
1st payment$2,826.90$2,689.33
2nd payment$0.00$0.00
Taxes / mo$215.75$215.75
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$85.00$85.00
Total monthly$3,277.65$3,218.38
Cash to close$23,430$43,500