Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,557$342,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,758$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$2,419.32$2,367.94
2nd payment$0.00$0.00
Taxes / mo$295.42$295.42
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$0.00$0.00
Total monthly$2,864.73$2,881.76
Cash to close$28,443$38,000