Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,564$328,410
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,713$0
Note rate6.390%7.320%
Blended rate6.390%7.560%
1st payment$2,226.88$2,255.95
2nd payment$0.00$0.00
Taxes / mo$304.08$304.08
Insurance / mo$150.00$150.00
MI / mo$0.00$65.68
HOA / mo$14.33$14.33
Total monthly$2,695.29$2,790.04
Cash to close$22,336$36,490