Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,909$270,909$283,950
Remaining term (yrs)25.825.830.0
Secondary amount$0$28,816$0
Funding fee$1,355$1,355$0
Note rate5.230%5.230%7.400%
Blended rate5.230%5.869%7.640%
1st payment$1,592.53$1,592.53$1,966.01
2nd payment$0.00$285.15$0.00
Taxes / mo$262.92$262.92$262.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$56.79
HOA / mo$0.00$0.00$0.00
Total monthly$2,005.45$2,290.60$2,435.72
Cash to close$44,591$15,775$31,550